I have never worked with Direct Deposit so I'm a little unsure as to how this will work out. I searched the history of the forums and tried to read what I could but I still don't have a good understanding. I hope someone can help to clarify this for me. I recently enrolled with EFT Direct with Simply. I want to go through RBC. When I first tried to tell them about EFT they had no idea what I was talking about. Eventually they sent me to RBC Express ACH Direct Deposit. I have not yet signed up for this service. I was reading their material and it almost sounds like I don't need the EFT if I sign up for this service? Does anyone have any experience with using EFT with RBC? I would really appreciate a break down of how this works.