Sage 300 CRE Vs. 13.1 Acct Update 9 now has ACA Settings available under PR settings.  After searching hours on IRS website, I found a "draft" of the 2014 Instructions for Forms 1094-C and 1095-C which has an explanation of the codes for "Default Coverage Code" and "Safe Harbor Code".  I thought I'd pass along the link:  http://apps.irs.gov/app/picklist/list/draftTaxForms.html?value=1095&criteria=title&submitSearch=Find    Still, I suggest you refer to your accountant if you need more information...